FINM3404 Banking and Lending Decisions (University of Queensland): rated 3.4/5 overall across 2 reviews collected on UQ Wall.
FINM3404 is a University of Queensland course taught by the Faculty of Business, Economics and Law in Finance. This page brings together its handbook details and what UQ students say about it.
Review data updated 2026-10-24.
Chinese title: 银行与贷款决策
Type: undergraduate
Credit points: 2
Subject area: Finance
Faculty: Faculty of Business, Economics and Law
Level: Undergraduate Level 3
Handbook year: 2026
This course will consider the uniqueness of the financial institutions, assessment of credit risk and the principles of successful bank lending, as well as risk management in banks. At the end of this course, you will understand the risk assessment of various types of loans, the mechanisms for predicting financial distress, the principles of asset liability management, securitisation and its impact of the Global Financial Crisis (GFC) 2007, bank regulation, bank profitabil…
FINM3404 has 2 scored reviews: overall 3.4/5 · usefulness 3.0 (all out of 5; higher difficulty means harder).
Sources: 1 StudentVIP review (average 3.0 stars); 1 Reddit comment that an AI model judged to be reviewing this course (average would-recommend 3.9/5).
On Reddit: "I’ve done both ECON3210 and FINM3404 in BAFE and got a 7 in both, so hopefully this helps. ECON3210 is very content-heavy and theory-driven. There’s a lot of material, and exams really test whether you understand the economic intuition behind models rather than just crunching nu…"
The course panel on UQ Wall shows every review and discussion in full.
Q: Is FINM3404 worth taking?
A: Averaged over 2 reviews: usefulness 3.0/5, overall 3.4/5. Only a few reviews so far, so treat this as a rough guide.
Q: Which faculty teaches FINM3404, and when is it offered?
A: FINM3404 is taught by the Faculty of Business, Economics and Law. Check the official handbook for the current year.
UQ Wall is an independent student community and is not affiliated with University of Queensland.